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Mortgage Underwriter II

Wichita, Kansas
Job Type
31 May 2021
At INTRUST Bank, principles and performance go hand in hand. We hire for character and commitment because we believe a focus on values contributes to a healthy and positive culture where employees are celebrated for their individual potential, unique talents are further developed, and positive relationships are fostered. This philosophy has guided us for more than 140 years, and the tradition continues today.

Job Summary: Underwrite residential mortgage loans and appraisals for the secondary market or portfolio. Underwrites permanent FHA/VA and conventional residential mortgage. Promotes an environment of teamwork within the department and across the bank. Represents INTRUST Bank in all he or she does in the community and is focused on the development of new business relationships. Must maintain strict standards of confidentiality and perform duties in a manner supporting INTRUST's character qualities.

Essential Functions:

* Maintain current and fluid knowledge of investor and agency guidelines.
* Evaluates loan applications for risks and various criteria such as investor requirements, accuracy, consistency, and completeness.
* Review appraisal to ensure the value is supported and that the appraiser has provided complete accurate appraisal.
* Keep informed of trends and developments in the local real estate markets, as well as the changing rules and regulations of Freddie Mac, Fannie Mae, FHA, and VA.
* Resolve issues related to investor pended loan files.

Education and Experience: College degree preferred. At least ten years mortgage industry experience and three years of recent Mortgage Underwriting Experience (FHA, VA and Conventional) with strong agency guideline knowledge. Experience in appraisal underwriting in accordance with secondary market requirements. Encompass LOS experience is a plus.

Required Skills and Knowledge: Ability to analyze financial statements and negotiate terms required. Understanding of secondary market guidelines, processes, and rules. Ability to prioritize and perform in a fast paced, fluid environment and be held to minimum production standards.

Required Licenses and/or Certifications: Must be a Direct Endorsement underwriter for FHA and approved as a Lender Staff Appraisal Reviewer for VA.

Physical Demands: Must be able to stand and view personal computer for extended periods of time.

Working Conditions: Normal office conditions.

This job description summary is not intended to be an employment contract, nor is it intended to state or imply these are the only activities to be performed by the employee occupying this position. Employees will be required to follow any other duties as assigned or requested by their supervisor.

INTRUST Financial Corporation and its subsidiaries, including INTRUST Bank, are Equal Opportunity Employers whose policy is not to discriminate unlawfully against any qualified employee or applicant for employment on the basis of protected military or veteran status, disability, race, color, religion, sex, age, national origin, pregnancy, genetic information, sexual orientation, gender identity, or any other classification protected by applicable local, state or federal law; except where an individual's protected category constitutes a bona fide occupational qualification.
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  • Job Reference: 295832340-2
  • Date Posted: 31 May 2021
  • Recruiter: Intrust Bank
  • Location: Wichita, Kansas
  • Salary: On Application
  • Sector: Banking & Financial Services
  • Job Type: Permanent